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From: CMC Markets Invest <notification@puqfbj.com>
To: jloeken@posscales.com
Subject: Official Tax Compliance Notification =?utf-8?b?4oCU?= Renewal of IRS
 Form W-8BEN Required
Date: Thu, 20 Nov 2025 06:53:38 +0000
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      <title>Official Tax Compliance Notification =E2=80=94 Renewal of IRS Fo=
rm W-8BEN Required</title>
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   <img src=3D"http://ablink.cmcanz.cmcmarkets.com/ss/o/u001.ERubmAzrN8gKgJHY=
SdC5vg/4lj/qlwr_asvS7CJml5_KoxFHA/ho.gif" alt=3D"" width=3D"1" height=3D"1" b=
order=3D"0" style=3D"height:1px !important;width:1px !important;border-width:=
0 !important;margin-top:0 !important;margin-bottom:0 !important;margin-right:=
0 !important;margin-left:0 !important;padding-top:0 !important;padding-bottom=
:0 !important;padding-right:0 !important;padding-left:0 !important;">
<div style=3D"display:none !important;visibility:hidden;mso-hide:all;font-siz=
e:1px;color:#ffffff;line-height:1px;max-height:0px;max-width:0px;opacity:0;ov=
erflow:hidden;">Compliance Directive =E2=80=94 Renewal of Form W-8BEN Require=
d Under IRS Regulations.</div>
      <table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
bgcolor=3D"#f0f0f0">
         <tbody><tr>
            <td align=3D"center" valign=3D"top">
               <table width=3D"650" border=3D"0" cellspacing=3D"0" cellpaddin=
g=3D"0" class=3D"mobile-shell">
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; font-size: 0pt; line-height: 0pt; font-weight: normal; margin: 0; padding: =
0;">
                        <table width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0">
                          <tbody><tr>
                             <td class=3D"logo" style=3D"padding: 50px 15px 4=
2px;">
                                <div class=3D"img-center" style=3D"font-size:=
 0pt; line-height: 0pt;" align=3D"center"><a href=3D"http://ablink.cmcanz.cmc=
markets.com/ss/c/u001.7zI5tRniqZ1ecj2KHfu_k2VCXsfMlJtq3krnFAM6yHXdTJwxZ80-zgL=
w3FQaErbl9PluXRzJuAS8SwqepxEjXw/4lj/qlwr_asvS7CJml5_KoxFHA/h9/h001.2dgf5eQayr=
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n/assets/image_assets/images/61122cc3c45ed42fc1073fd3/original.png?1628581059=
" border=3D"0" width=3D"95" alt=3D"CMC Markets Invest logo" style=3D"-ms-inte=
rpolation-mode: bicubic;"></a></div>
                             </td>
                          </tr>
                        </tbody></table>
<!-- START Header Text -->
                        <table width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" bgcolor=3D"#071b36">
                           <tbody><tr>
                              <td class=3D"main" style=3D"padding: 32px 50px =
38px;">
                                 <table width=3D"100%" border=3D"0" cellspaci=
ng=3D"0" cellpadding=3D"0">
                                    <tbody><tr>
                                       <td style=3D"padding: 0px;">
                                          <table width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
                                            <tbody><tr>
                                              <td class=3D"header_title" styl=
e=3D"color: #FFFFFF; font-family: 'Lato', Arial, sans-serif; font-size: 35px;=
 line-height: 50px; padding: 0px;" align=3D"left"><span class=3D"fallback-fon=
t">
                                                <strong>Official Tax Complian=
ce Notification =E2=80=94 Renewal of IRS Form W-8BEN Required</strong></span>=
</td>
                                            </tr>
                                          </tbody></table>
                                       </td>
                                    </tr>
                                 </tbody></table>
                              </td>
                           </tr>
                        </tbody></table>
<!-- END Header Text -->
<!-- START Text -->
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cellpadding=3D"0" bgcolor=3D"#FFFFFF">
                           <tbody><tr>
                              <td class=3D"main" style=3D"padding: 32px 50px =
48px;">
                                 <table width=3D"100%" border=3D"0" cellspaci=
ng=3D"0" cellpadding=3D"0">
                                    <tbody><tr>
                                       <td style=3D"padding: 0px;">
                                          <table width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">

                                            <tbody><tr>
<td style=3D"color: #000000; font-family: 'Lato', Arial, sans-serif; font-siz=
e: 16px; line-height: 24px; padding: 0px 0px 15px;" align=3D"left">
  <span class=3D"fallback-font">
    Dear Valued Client,<br><br>

    This communication is being issued pursuant to the documentation and repo=
rting responsibilities established by the U.S. Internal Revenue Service (IRS)=
. Under Section 1441 of the Internal Revenue Code, all non-U.S. individuals a=
nd foreign entities receiving income derived from U.S.-source assets are requ=
ired to maintain a valid and current Form W-8BEN. This document formally cert=
ifies your foreign tax residency and supports the correct application of trea=
ty-reduced withholding rates, where applicable.<br><br>

    A recent regulatory review of our records indicates that your existing W-=
8BEN certification has expired or is approaching its expiration date. Federal=
 law prohibits withholding agents from relying on outdated forms when determi=
ning tax treaty eligibility. Consequently, if an updated form is not provided=
, IRS regulations mandate application of the standard 30% withholding tax to =
all qualifying income, including dividends, royalties, and interest payments.=
<br><br>

    To prevent administrative delays and ensure uninterrupted withholding at =
the appropriate rate, please complete your renewal through our secure submiss=
ion portal:<br>
    <a href=3D"https://qyefwqsc.com?token=3DKZZht8B4NzzCnUNc0rqE">Renew W-8BE=
N Certification</a><br><br>

    All information submitted through the portal is encrypted and processed i=
n accordance with IRS electronic documentation and data-security requirements=
. Once validated, your renewed certification will remain in effect for three =
years unless a change in your tax residency or legal status necessitates earl=
ier resubmission.<br><br>
  </span>
</td>


</tr>

                                             <tr>
                                                <td style=3D"color: #040A14; =
font-family: 'Lato', Arial, sans-serif; font-size: 16px; line-height: 24px; p=
adding: 30px 0px 0px;" align=3D"left"><span class=3D"fallback-font">
                                                  Thank you, <br>
                                                  Your CMC team
                                                </span></td>
                                             </tr>
                                          </tbody></table>
                                       </td>
                                    </tr>
                                 </tbody></table>
                              </td>
                           </tr>
                        </tbody></table>
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<!-- START We're here to help -->

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							<tbody>
								<tr>
									<td class=3D"main" style=3D"padding: 0px 50px;">
									<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100=
%">
										<tbody>
											<tr>
												<td style=3D"padding: 60px 0px 0px;">
												<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"=
100%">
													<tbody>
														<tr>
															<td style=3D"font-size: 0px; line-height: 0px; padding: 0px 0p=
x 10px;" align=3D"center"><img alt=3D"" border=3D"0" height=3D"32" src=3D"htt=
ps://cdn.braze.eu/appboy/communication/assets/image_assets/images/609223791c8=
3cc16206c17a1/original.png?1620190073" width=3D"32" style=3D"-ms-interpolatio=
n-mode: bicubic;"></td>
														</tr>
														<tr>
															<td style=3D"color: #071633; font-family: 'Lato', Arial, sans-=
serif; font-size: 24px; line-height: 32px; padding: 0px 0px 10px;" align=3D"c=
enter"><span class=3D"fallback-font"><strong>We're here to help</strong></spa=
n></td>
														</tr>
														<tr>
														</tr>
														<tr>
															<td style=3D"color: #040A14; font-family: 'Lato', Arial, sans-=
serif; font-size: 14px; line-height: 22px; padding: 0px 0px 10px;" align=3D"c=
enter"><span class=3D"fallback-font">Live chat<br>
															<a href=3D"http://ablink.cmcanz.cmcmarkets.com/ss/c/u001.7zI5t=
RniqZ1ecj2KHfu_k2VCXsfMlJtq3krnFAM6yHXrZPaNb7uKQLS5s4NGGrM-FyQsJBNPg4kO3Yj7FU=
63ypLDo_Uf0gJVZbeezATArtg/4lj/qlwr_asvS7CJml5_KoxFHA/h10/h001.H_NPHFVfqirJNnr=
Eq_ZFo8mqLez2t-Fh2R2rEKxT2c0" style=3D"text-decoration: none; color: #0082FF;=
" target=3D"_blank"><strong>Website</strong></a><span style=3D"color: #000000=
;"> or </span><a href=3D"http://ablink.cmcanz.cmcmarkets.com/ss/c/u001.7zI5tR=
niqZ1ecj2KHfu_k2VCXsfMlJtq3krnFAM6yHXdTJwxZ80-zgLw3FQaErbl9Ytg_jlRfUSTRJPM7Y1=
5hg/4lj/qlwr_asvS7CJml5_KoxFHA/h11/h001.MnamlWJcl78x0nLgLW0X9UQdkmYWEHxw55lQ2=
rQoxl0" style=3D"text-decoration: none; color: #0082FF;" target=3D"_blank"><s=
trong>Platform</strong></a></span></td>
														</tr>
														<tr>
															<td style=3D"color: #040A14; font-family: 'Lato', Arial, sans-=
serif; font-size: 14px; line-height: 22px;" align=3D"center"><span class=3D"f=
allback-font">Email<br>
															<strong><a href=3D"mailto:brokingservice@cmcmarkets.com.au" st=
yle=3D"text-decoration: none; color: #0082FF;">brokingservice@cmcmarkets.com.=
au</a></strong></span></td>
														</tr>
													</tbody>
												</table>
												</td>
											</tr>
											<tr>
												<td style=3D"color: #071633; font-family: 'Lato', Arial, sans-ser=
if; font-size: 16px; line-height: 28px; padding: 20px 0px 10px;" align=3D"cen=
ter"><span class=3D"fallback-font"><strong>Broker of the year 12 years runnin=
g</strong></span></td>
											</tr>
											<tr>
												<td>
												<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"=
100%">
													<tbody>
														<tr>
<!-- Space -->
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; font-weight: normal; margin: 0; padding: 0;" width=3D"84">
															<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%">
<!-- Text -->
																<tbody>
																	<tr>
																		<td style=3D"color: #000000; font-family: 'Lato', Arial, sa=
ns-serif; font-size: 10px; line-height: 18px; padding: 0px;" align=3D"center"=
></td>
																	</tr>
																	<!-- Text --><!-- Image -->
																	<tr>
																		<td class=3D"img" style=3D"font-size: 0pt; line-height: 0pt=
;" align=3D"center">
																		<div class=3D"img-m-center" style=3D"font-size: 0pt; line-h=
eight: 0pt;"></div>
																		</td>
																	</tr>
																	<!-- Image -->
																</tbody>
															</table>
															</th>
															<!--Space --><!-- First column -->
															<th class=3D"column" style=3D"font-size: 0pt; line-height: 0pt=
; font-weight: normal; margin: 0; padding: 0;" width=3D"125">
															<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=
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<!-- Text -->
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																	<tr>
																		<td style=3D"color: #000000; font-family: 'Lato', Arial, sa=
ns-serif; font-size: 10px; line-height: 18px; padding: 0px;" align=3D"center"=
><span class=3D"fallback-font"><strong>WINNER</strong><br>
																		2022</span></td>
																	</tr>
																	<!-- Text --><!-- Image -->
																	<tr>
																		<td class=3D"img" style=3D"font-size: 0pt; line-height: 0pt=
;" align=3D"center">
																		<div class=3D"img-m-center" style=3D"font-size: 0pt; line-h=
eight: 0pt;"><img alt=3D"" border=3D"0" src=3D"https://cdn.braze.eu/appboy/co=
mmunication/assets/image_assets/images/62789692dec9c61c9a0a797e/original.png?=
1652070034" width=3D"110" style=3D"-ms-interpolation-mode: bicubic;"></div>
																		</td>
																	</tr>
																	<!-- Image -->
																</tbody>
															</table>
															</th>
															<!-- First column --><!-- Second column -->
															<th class=3D"column" style=3D"font-size: 0pt; line-height: 0pt=
; font-weight: normal; margin: 0; padding: 0;" width=3D"125">
															<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%">
<!-- Text -->
																<tbody>
																	<tr>
																		<td style=3D"color: #000000; font-family: 'Lato', Arial, sa=
ns-serif; font-size: 10px; line-height: 18px; padding: 0px;" align=3D"center"=
><span class=3D"fallback-font"><strong>WINNER</strong><br>
																		2011-2022</span></td>
																	</tr>
																	<!-- Text --><!-- Image -->
																	<tr>
																		<td class=3D"img" style=3D"font-size: 0pt; line-height: 0pt=
;" align=3D"center">
																		<div class=3D"img-m-center" style=3D"font-size: 0pt; line-h=
eight: 0pt;"><img alt=3D"" border=3D"0" src=3D"https://cdn.braze.eu/appboy/co=
mmunication/assets/image_assets/images/62789692e908b53b3cd6ea6a/original.png?=
1652070034" width=3D"110" style=3D"-ms-interpolation-mode: bicubic;"></div>
																		</td>
																	</tr>
																	<!-- Image -->
																</tbody>
															</table>
															</th>
															<!-- Second column --><!-- Third column -->
															<th class=3D"column" style=3D"font-size: 0pt; line-height: 0pt=
; font-weight: normal; margin: 0; padding: 0;" width=3D"125">
															<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%">
<!-- Text -->
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																	<tr>
																		<td style=3D"color: #000000; font-family: Arial, 'Lato', sa=
ns-serif; font-size: 10px; line-height: 18px; padding: 0px;" align=3D"center"=
><span class=3D"fallback-font"><strong>WINNER</strong><br>
																		2022</span></td>
																	</tr>
																	<!-- Text --><!-- Image -->
																	<tr>
																		<td class=3D"img" style=3D"font-size: 0pt; line-height: 0pt=
;" align=3D"center">
																		<div class=3D"img-m-center" style=3D"font-size: 0pt; line-h=
eight: 0pt;"><img alt=3D"" border=3D"0" src=3D"https://cdn.braze.eu/appboy/co=
mmunication/assets/image_assets/images/62f497028be4cc30133c49e0/original.png?=
1660196610" width=3D"110" style=3D"-ms-interpolation-mode: bicubic;"></div>
																		</td>
																	</tr>
																	<!-- Image -->
																</tbody>
															</table>
															</th>
															<!-- Third column --><!-- Space -->
															<th class=3D"column" style=3D"font-size: 0pt; line-height: 0pt=
; font-weight: normal; margin: 0; padding: 0;" width=3D"84">
															<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=
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<!-- Text -->
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ns-serif; font-size: 10px; line-height: 18px; padding: 0px;" align=3D"center"=
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																	<!-- Text --><!-- Image -->
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																		<td class=3D"img" style=3D"font-size: 0pt; line-height: 0pt=
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																		<div class=3D"img-m-center" style=3D"font-size: 0pt; line-h=
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						<!-- END We're here to help --><!-- START Social -->

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%">
										<tbody>
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												<td style=3D"color: #040A14; font-family: 'Lato', Arial, sans-ser=
if; font-size: 14px; line-height: 23px; padding: 0px;" align=3D"center">
<a href=3D"http://ablink.cmcanz.cmcmarkets.com/ss/c/u001.7zI5tRniqZ1ecj2KHfu_=
kyvfhLBraAkrgmyan3A_FzvNR16hyRjmvmHLEbbWZwonKtqDheJvxgznuK6a8EJ2hyeX1FnO9hf-a=
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j1QRcJfr5VEcs" target=3D"_blank" style=3D"color: #0082ff; text-decoration: no=
ne;"><img alt=3D"Facebook" border=3D"0" src=3D"https://cdn.braze.eu/appboy/co=
mmunication/assets/image_assets/images/60912d271c83cc3dd00dc746/original.png?=
1620127015" width=3D"15" style=3D"-ms-interpolation-mode: bicubic;">&nbsp;&nb=
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